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A personal loan, money you fronted for someone, an IOU that went quiet. Tell Sophie what happened, about six minutes, and walk away with a demand letter built for your state.
Sophie totaled the $2,400 still owed for your demand letter.
Most money‑lent cases fall into one of these. The clearer your records, the clearer the claim.
Money you lent with a clear understanding it would be paid back.
You covered a bill, a deposit, or an expense someone promised to repay.
A note, text, or signed promise to repay that was never honored.
You don’t need a written contract. A few ordinary records usually carry it — here’s the shape; the specifics live on your state page.
A text, email, or note showing the money was a loan — not a gift.
A bank transfer, Venmo or Zelle record, or canceled check showing the money left your hands.
Any understanding of when and how it would be repaid, even an informal one.
What’s left after any partial repayments.
Each state sets its own small‑claims limit and filing rules — mapped, sourced, and ready.
One path, six steps. You tell the story once; Squabble carries it the rest of the way — and you review everything before anything is filed.
You tell Sophie what happened, in plain words. About six minutes.
Your demand letter — and any court papers — are prepared and Triple-Checked.
Squabble files with the right court, or hands you a file-ready packet.
The other side is formally notified, the way your court requires.
You walk in prepared, evidence organized, case in order.
You reach a resolution — by settlement or judgment.
If any of these is your story, these are exactly the disputes Squabble is built for.
You helped someone out and the repayments never came.
A relative borrowed, and now avoids the subject.
A few repayments came through, then silence on the rest.
Promised again and again, and never sent.
You fronted rent, a bill, or a deposit you were never paid back for.
They claim the money was never a loan at all.
We'd rather you walk in clear-eyed. Squabble isn't a law firm and doesn't give legal advice — here's the honest scope.
Created by a practicing attorney and law professor, on patented technology (U.S. 11,328,375 B2) — not a generic form mill.
Every document is checked for administrative and jurisdictional accuracy against your court's requirements before it goes anywhere.
Your custom demand letter is free, and you review and attest to every document before anything is filed.
Wherever you are right now — you just want them to respond, or you’re ready to file today — there’s a level that fits. Upgrade anytime, without starting over.
Prepared from the facts you gave Sophie — download, sign, and send.
A dedicated agent prepares, files, and stays with your case the whole way — evidence, hearings, and every step through to Resolved.
Squabble Triple-Checks, prepares, and files your claim — E-Service included.
Court-ready documents you file yourself — a demand backed by the paperwork.
You can still have a strong claim. A text, an email, a payment record, or even a history of partial repayments can show the money was a loan. Sophie helps you assemble what you have.
That’s the most common defense. Records that speak to intent — the message arranging it, any repayments made, how the amount was discussed — help establish it was a loan, and the court weighs both sides.
If your agreement provided for interest, you can include it in what you claim. Many states also allow a statutory rate on money owed. Squabble organizes the figures; the court decides what applies.
No. Small claims court is built for people representing themselves. Squabble prepares your demand letter and, if you choose, your court-ready documents, and identifies the right court. You review everything before anything is filed.
Your custom demand letter is free. To go further, Credible Threat is $128, File Now is $238, and a Dedicated Case Agent is $398. You only pay if you decide to escalate.
That's what filing is for. With File Now or a Dedicated Case Agent, Squabble prepares and files your case and coordinates formal notice, so silence stops being an option.
No. A loan is a loan, whatever the relationship. The claim turns on whether money was lent and never repaid — not on who borrowed it.
A partial repayment doesn’t erase the balance. You can claim what’s still owed, plus any interest your agreement allowed for.
Yes — Squabble covers all 50 states, with the right court and filing rules mapped for each. Find yours in the state list above.
Modern civil recourse
Small-claims court exists so ordinary people can be heard without a lawyer or a fortune. Over time it filled up with forms, deadlines, and procedure most were never shown — and too many quietly gave up what they were owed.
Squabble puts it back within reach. Tell Sophie what happened, and your demand letter, court-ready paperwork, filing, and follow-through are prepared and moving — in about six minutes, off your shoulders.
Free to start — your Custom Demand Letter is free.
